Independent Insurance Consultants Andil House, Trowbridge, Wiltshire, BA14 8BR Telephone: 01225 775566 Fax: 01225 775544 FSA: 313173 Retailers,Wholesalers and Hairdressers Insurance

Retailers & Wholesalers, Shops, & Warehouses - Most trades including Hairdressers, Caterers, Cycles, Computers, Phone Shops, Builders Merchants, and most other retail/trade businesses

KEY FEATURES

• ‘All Risks’ cover including burglary
• 25% free stock increase November, December & Easter (may be amended)
• Replacement of locks following theft of keys
• Employees Effects
• Glass - all fixed glass,frames, emergency boarding and breakage of sanitaryware
• Business Interruption cover
  Including: Denial of Access

  Book Debts

  Murder, Suicide, Notifiable Disease, Defective Sanitation, Vermin

  Damage at any Suppliers premises

  Failure of Electricity, Gas, Water or Telephone supply
• Stock in transit
• Employers Liability
• Public & Products Liability
• Legal Expenses under the Health & Safety at Work Act
• Money:Daytime cash and in transit 
  Cash in Locked Safe

  Overnight cash not in safe

  Overnight cash at Partners/Employees homes

  P.A./ /Assault Extension
• Commercial Legal Expenses
  

  Including:Tax & VAT Investigation expenses

  Employment Disputes & Awards

  Property Disputes

  Civil Claims & Prosecution Awards

  Personal Injury

  Employee Protection

  Data Protection Act

  Court Attendance Expenses

  Legal, Tax & Business Problem Free 24 hour Helplines

• Buildings including Subsidence option
• Frozen and Refrigerated Food in units up to 10 years old 
• Loss of Liquor Licence
• Personal Accident cover for Partners and/or Staff
• Annual Business and Holiday Travel Insurance

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